How To Apply And Check PMAY Scheme Online?

What is PMAY?

The Pradhan Mantri Awas Yojana (PMAY Scheme) is an initiative of the Government of India which mainly focuses on the aims of providing affordable houses to poor urban by the year 2022, the scheme was launched on 1st June 2015.
As per the government of India, the rate of interest for the Pradhan Mantri Awas Yojana scheme starts at 6.50% p.a.
and can be availed for a tenure of up to 20 years.
The last date for applying for the PMAY (CLSS) The Credit Linked Subsidy Scheme for the Middle Income Group-I,
Middle Income Group-II, Lower Income Group, and Economically Weaker Section categories have been extended to 31 March 2021.

Benefits of PMAY Scheme

The Subsidy interest rate is provided at 6.50% p.a. for the period of 20 years.
Differently abled and senior citizens will be provided with a preference in the allocation of ground floors.
The scheme covers entire urban areas in the country which includes 4041 statutory towns.
The scheme is assigned to construct 4 crore houses for the rural poor by the end of 2022.
The budget released for this scheme is 81,975 crore.

Type of PMAY Scheme

Pradhan Mantri Awas Yojana Gramin:
The Pradhan Mantri Awas Yojana – Gramin (PMAY-G) was previously known as the Indira Awas Yojana and was given
a new name as PMAY-G in 2016.
The scheme’s main focus on providing housing loans in rural regions of India (excluding Chandigarh and Delhi).
Pradhan Mantri Awas Yojana Urban:
The Pradhan Mantri Awas Yojana – U, as the name suggests, is focused on the urban areas.
There are more than 4,331 towns and cities are enlisted under this scheme.
The scheme is to set in 3 different phases:
- Under phase 1 the government targeted to cover 100 cities in different states and UTs across the country
  from April 2015 to March 2017.
- In phase 2 they focus on more than 200 cities in different states and UTs across the country
  from April 2017 to March 2019.
- Under Phase 3 main focus is to cover not only all the remaining cities but towns also, that missed out in phases
  1 & 2 by the end of March 2022.

PMAY Loan Eligibility

The government of India uses the census report of 2021 to identify and nationality of the beneficiaries.
The list provided for PMAY will be cross-verified with data from village panchayats. The whole process to done to make sure there is transparency in the system.

To apply for the PMAY scheme moreover, the applicant’s family must not own a house in any part of the country.
A married couple, either a Single or a Joint ownership scheme is allowed but there can only be one subsidiary for a family.
The Applicant’s Family must not have availed any of the benefits of any housing-related schemes set up by
the Government of India before applying for the PMAY Scheme.

How to Apply for the PMAY Online?

Anyone can apply for the PMAY online through the official website likewise, The application process is very simple and easy, and user-friendly. All you require is identity proof like the Aadhaar number. After that, you can just follow the on-screen directions and fill up and
submit the form to conclude the application below given is the link provided for the application https://pmaymis.gov.in/#

How to check PMAY Application Status?

Once you apply for the PMAY Scheme you’ll be provided with a unique Application number that can be used for tracking your progress,
it usually takes 2 months of time to completely evaluate your report orderly, but you check your status online by login into the official website https://pmaymis.gov.in/#

There are 2 ways for checking the PMAY Scheme :

1. By selecting the first option that is By Entering Name and Mobile

2. In addition second way is to enter the Assessment number given to the beneficiary:

Conclusion:
In conclusion, we can summarise that we have covered PMAY SCHEME ( Pradhan Mantri Awas Yojana )
and how to apply for PMAY Scheme, the scheme not only aims to build houses for the poor but also plain to irradicate the poverty in India, additionally, it aims to build more than 4 crores houses by the year 2022.