CRED App – Cred Rewards Points and Major Benefits

People are always looking for an offer Kunal Shah investor of Freecharge took this idea and came up with a new app named CRED.

CRED is an application that promises to make credit card payments easy and even provides rewards for making their credit card bill payments.

Here is the Bummer the application collects all your details and then estimates your Cibil Score, if your score is above 750 only then you are eligible to use the app, if your Cibil Score is anywhere less than 750 then you will be at the put in the waiting list.

In this post, we will do a comprehensive and detailed review of this app that will help you decide whether you should pay your Credit Card bills using this app or not!

CRED App: Installation Process:

Firstly, Install the CRED App from Google Play or App Store.

Click on the given link here to

Cred Reward Points


Secondly, Register your mobile number which is linked to your credit cards.


Finally, You will only get approved if your CIBIL Score above 750.
you can apply after a few months.
Also, you can try to get in touch with their customer support team for any of the queries regarding the process of Approval at


CRED App: Major Benefits

Apart from various offer credit provides the specific benefits to its customers these are as follows:

A. Cred Coins: 

Here is an interesting thing every time you pay your Credit Card bill, there is a chance for you that will be awarded  CRED coins.
For example, if you pay your Credit Card bill of Rs.10,000, you will be receiving 10,000 cred coins.

However, you can redeem these CRED coins in 2 different ways, you can use them to buy some amazing rewards or you can use them for “KillTheBill”:

Cred Rewards:

Here in the app to use your cred reward points you need to go to the reward section which is one of the best features because the section gets updated every month we get to buy some new products the choice becomes more as time goes by. Select the “Lifestyle” option in cred and you will be provided with a various offer that is suitable to your lifestyle.

Here is a sample of some of the companies offering CRED Coin offers on the CRED app:

  • Big basket
  • Bookmyshow
  • Zoomcar zap subscription
  • Raymond
  • Zomato Etc,

Kill the Bill:

However, Here in Kill the Bill, you can redeem all your CRED reward coins,
Kill the Bill feature will provide you with an exciting offer wherein, you can get cashback worth 1 lakh Rs.

B. Cred Gems

As various payment apps provide referral Bonus so does cred promote this feature it’s called Cred Gems.
you can earn a Cred Gem by inviting them to the app using your referral ID. Each referral will get you a cred gem worth 150.Rs.

Here is how you can Cred gems for

  • Firstly, will be provided Cashback worth Rs. 1,000/- for collecting 30 cred Gems.
  • Secondly, you can even send a Gift card worth Rs. 500 in Flipkart for exchange of 20 Gems.
  • Finally one of the best you can exchange the gems to an Amazon Voucher Gift card worth 750 Rs. for the 30 gems.

Top 10 CRED Rewards Points:

Below provided are a list of rewards you can collect from the credit, grab your chance to get an exciting offers

  • Levi’s Voucher
  • Bookmyshow
  • Ixigo
  • Raymond
  • Zomato
  • Membership
  • GAP
  • The Moja club
  • The Man Company
  • The Mom’s Co
  • Dineout Gourmet Passport
  • Andamen

Well, the offer difference from one to another and even depending upon the payment pattern as well, as we all know the offers keep changing and they are for a limited period of time so it is good to keep checking in so that you don’t miss out on the offers that are provided by the cred app.


In summary, towards the topic “Cred Reward Points”, the app provides not only provides the offer to the customer but also provides exciting rewards as well, it is one of the best apps to use to enhance your credit card facilities, and the cred app has bought in the new investor into there side which means they will be providing new offers and benefits to the customers on there way, so it is better to keep an eye on the Cred App.


[ Read More: What Is CIBIL Score? And How To Improve Your CIBIL Score?  ] [ Read More: Financial Freedom App –  ]

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